a

Panama City Beach, FL

About
Kelley Girl Charters

A Century of Fishing Heritage in Panama City Beach

Charter Fishing Company

Three Generations. One Passion. 100+ Years of Experience.

Kelley Girl Charters isn't just another fishing charter; it's a family legacy that spans over a century. When you fish with us, you're tapping into knowledge, techniques, and "secret spots" that have been passed down through three generations of Bay County fishermen.

Our Family Story

It Started in 1943

Arnold Peel - Mark's grandfather - began commercial fishing in Bay County in 1943. He learned these waters when Panama City Beach was still a small fishing village, long before the high-rises and tourism boom. Arnold understood the Gulf's rhythms, the seasonal migrations, and where the big fish lived.

The Tradition Continued in 1963

Buddy Kelley, Mark's father, started his charter and commercial fishing career in 1963. For over 30 years, Buddy ran charters and built a reputation as one of the most knowledgeable captains on the Emerald Coast. He fished until his retirement in 1995, passing the torch to his son along with decades of hard-earned wisdom.

Captain Mark Kelley of Kelley Girl Charters in Panama City Florida

1987: The Next Generation Takes the Helm

Captain Mark Kelley grew up on the Panama City Beach docks. As a child, he spent his afternoons around the fishing fleets in St. Andrews and Panama City Beach, "hanging out" with captains, deckhands, and their boats. He wasn't just watching, he was learning.

In 1976, at just a young age, Mark was fishing and earning money with his dad on the original Kelley Girl. He started as a deckhand, learning every aspect of charter fishing from the bottom up. Through those formative years, one thing became crystal clear: there was no place he'd rather be than on the water catching fish.

In 1987, Mark married his wife, Denise, and began his career as captain of the Kelley Girl while Denise finished college and started her career as an educator. In 1995, Mark and Denise purchased the Kelley Girl from his father, officially making the family business their own.

Building Something Special

1996: Expanding the Fleet

In 1996, Mark expanded the fleet with the purchase of the Lady Kelley, a 55-foot sportfishing vessel. This wasn't just about having another boat, it was about providing more opportunities for customers to fish on their preferred dates and accommodating larger groups.

Lady Kelley Fishing Vessel of Kelley Girl Charters PCB Florida

The Secret Weapon: Private Artificial Reefs

Throughout the years, Mark has done something most charter captains never do: he's invested in building private artificial reefs in the Gulf of Mexico. These aren't public reefs marked on charts or coordinates shared with other boats. They're exclusive fishing spots that only Kelley Girl Charters customers can access.

These private reefs, combined with Captain Mark's knowledge of natural coral reefs, limestone ledges, and historic shipwrecks, give you access to fishing that simply isn't available elsewhere in Panama City Beach.

What this means for you:
  • Fish structure with minimal pressure
  • Larger, less boat-shy fish
  • Productive spots that produce year after year
  • The Kelley Girl competitive advantage

40+ Years of Local Expertise

Captain Mark has now fished the waters of the Florida Panhandle for over 40+ years as a professional charter captain. He knows:

Where Red Snapper congregate in each season

When King Mackerel migrate through our waters

Which reefs produce in which conditions

How tides and currents affect different spots

Where to find Grouper, Amberjack, and trophy fish

The techniques that work in these specific waters

This knowledge can't be learned from books or GPS coordinates—it comes from decades on the water, day after day, season after season.

More Than Just a Business

A Family Affair

Mark and Denise have raised two children who also enjoy the water around Bay County. Their son, Carson Kelley, is now part of the crew as a captain, representing the fourth generation of the family's connection to these waters.

The Kelley family's cumulative experience in the fishing industry spans more than 100 years. That's a century of knowledge, relationships, and understanding of Panama City Beach waters that you benefit from on every trip.

Our Approach to Fishing

Mark's love for this sport comes across through his jovial spirit, wit, laughter, and dedication to the customers he serves. Whether you're a first-time fisherman or have years of experience, we happily welcome all levels and love sharing this passion with everyone who gets on the boat with us.

We're not just putting you on fish, we're sharing a family tradition and creating memories that last a lifetime.

Our Commitment to You

Experience You Can Trust

When you book with Kelley Girl Charters, you're fishing with:

  • USCG Licensed Captains with decades of experience
  • Locally-owned family business deeply rooted in the community
  • Two fully-equipped sportfishing vessels maintained to the highest standards
  • Knowledgeable crew who genuinely love teaching and sharing
  • Exclusive access to private reefs and proven fishing spots

Safe, Fun, and Successful

Our goal is simple: provide you with a safe, fun day on the water and give you everything you need to reel in the big ones. We:

  • Exceed all U.S. Coast Guard safety regulations
  • Maintain our boats to the highest standards
  • Provide all necessary fishing gear and licenses
  • Offer hands-on instruction for beginners
  • Adapt to your experience level and goals
  • Share our knowledge freely and enthusiastically

What Sets Us Apart

Generational Knowledge

100+ years of family fishing experience means we know these waters better than anyone. Tips, tricks, and techniques passed down through generations are yours on every trip.

Private Artificial Reefs

Exclusive access to productive structure that other charters simply cannot fish. This is a game-changer for catch rates and fish quality.

Two Spacious Boats

With the Lady Kelley (55') and Kelley Girl (52'), we can accommodate up to 40 guests total. Better availability, larger groups, more flexibility.

Authentic Local Captains

We're not a corporate charter operation with rotating captains. You're fishing with Mark and Kory—local experts who live and breathe Panama City Beach fishing.

Family Values

We treat every customer like family. Our reputation has been built over decades on honesty, hard work, and genuine passion for this sport.

Kelley Girl Charters

Fishing in Panama City Beach, Florida has been apart of the Kelley family for generations. This experienced team of Captains and fishermen will lead you in the right direction for a successful fishing trip in the Gulf of Mexico with one of the top Panama City Beach fishing charters.

Bay County Roots Run Deep

The Kelley family has been part of Bay County since 1943—over 80 years. We've watched Panama City Beach grow from a small fishing village to a world-class vacation destination. Through it all, our commitment to fishing and to our customers has never wavered.

When you fish with us, you're fishing with a true Panama City Beach institution.

prize-red-snapper-catch-2
Kelley Girl Charters Panama City Beach Florida The Kelley Girl Fishing Vessel

Our Waters: Panama City Beach

Panama City Beach sits in the heart of Florida's Emerald Coast, offering some of the best fishing in the Gulf of Mexico. Our location provides unique access to:

  • Inshore: Calm bay waters perfect for families
  • Nearshore: Productive reefs 3-15 miles out
  • Offshore: Natural structure and our private reefs up to 50 miles out
  • Diverse Species: From Mackerel to Grouper to Sharks

The Gulf waters here feature natural limestone bottom, coral reefs, and artificial structure that create world-class habitat for gamefish.

Join the Legacy

When you book a trip with Kelley Girl Charters, you're not just hiring a boat; you're becoming part of a story that started in 1943 and continues today. You're fishing with a family that's dedicated to mastering these waters.

Whether you're visiting Panama City Beach for the first time or you're a returning customer, we welcome you aboard with the same enthusiasm and dedication that has defined three generations of Kelley family fishermen.

Let's make some memories on the water.

Ready to Fish with Us?

Call Captain Mark: (850) 866-5694

Captain Anderson's Marina 5550 North Lagoon Drive, Slip 00E Panama City Beach, FL 32408

kelley-girl-charters-t-shirt-logo-600x599

Fun Facts About Kelley Girl Charters

Making Memories Together

📅 Family fishing since: 1943 (80+ years in Bay County)
🎣 Captain Mark's experience: 40+ years professional charter fishing
🚤 Fleet: Two vessels (Lady Kelley 55' | Kelley Girl 55')
👥 Capacity: Up to 20 per boat, 40 total
🗺️ Specialty: Private artificial reefs + offshore bottom fishing
⭐ Generations: Fourth generation now on the crew
🏆 Reputation: Built on decades of satisfied customers

We went out on Oct.6. The seas were rough and Captain Carson gave us our options and explained everything. They were very accommodating and fish were still caught. Griffin and Captain were full of knowledge and endurance. We will be booking again in Summer! I would highly reccomend this company.
The seas were a little rough on October 2 , 2026 we still went anyway for a 14 hr charter. We limited out on red snapper ,caught 5 Amber Jacks ,2 keeper Triggers, and a big mess of B liners and 3 groupers. The Capt put us on the fish right away and kept us on them.I could not of a better first mate/deckhand he worked his bit off best we had since going on charters. The Capt and deck hand were very knowledgeable and friendly. I would highly recommend the Kelley Girl to anyone who wants to catch fish and will definitely use them again
Cody working our boat was phenomenal! Surprised to see that there weren’t any drinks (not even bottled water) provided on the boat for our half day charter. Would also recommend adding in some music on the boat or bringing along a Bluetooth speaker for some background noise while fishing.
Fantastic trip today on the Kelley Girl. Capt Carson and Zander put us on plenty of fish! Snapper, grouper, and Vermillion.
3 of my buddies and I recently went on a 10hr offshore trip on the Kelly Girl. This was hands down the very best experience with a charter I have ever had! I've fished out of Mexico, Dominican Republic, Georgia, and this was the 3rd out of Florida. The deck hand was on his game, everything from rods, tackle, bait, and great with the gaff. Captain Carson was incredible behind the wheel, reading the currents, navigating some fairly rough seas on our way out, and put us on fish consistently. If I am ever back near Panama City Beach, I would use them again in a heart beat. I highly recomend!
Photo from customer reviewPhoto from customer reviewPhoto from customer reviewPhoto from customer review
i took my family 0n a 8 hour fishing trip for the third year in a roll call capt. mark at the last min, he set it up for us we had a great time got lots of fish thanks to him and first mate will go again next years the only boat to used thanks capt mark see you soon , steve
We had an awesome time. The crew put us on the fish asap and we caught out limit in the first few hours. Both the captain and deck hand were more than helpful and friendly. I would def recommend them.
Response from the owner:Glad you had a good time.
Great trip! The captain and first mate were very courteous and helped the family catch a bunch of fish. Awesome time, lots of fish, with a great crew.
Photo from customer reviewPhoto from customer reviewPhoto from customer review
Response from the owner:Bradley, Thanks so much for taking the time to share your thoughts. We are very happy to hear you had a great trip. We had a great time with you as well. Thanks for choosing Kelley Girl Charters and we hope to see you again.
Always a great experience. We have been fishing annually with Lady Kelly and Kelly Girl for over ten years now and always a fun and professional fishing experience. These guys are great!
Excellent private charter! We’ve used Kelley Girl Charters several times and have received the best guidance from all staff. We recently brought our 4 kids for an 8 hr. charter and our kids have not stopped talking about their experience. Hands down the best you’ll find.
Response from the owner:Thanks Kayla for the wonderful review. It was great fishing with you and your family again and appreciate you choosing Kelley Girl Charters. We hope to see you again next summer!!
First time deep sea fishing and brought my 10 and 8 year old son. We had a total of 11 fishers in our group for the 6 hour tour. Had the time of our lives! Captain was awesome, and deck hand was AMAZING. Wouldn't go out on a different charter.
Response from the owner:Thanks William for taking the time to share your experience. We had a great time with you and your sons as well. Thanks for choosing Kelley Girl Charters and we look forward to seeing you all again.
Always a good trip
Great crew and boats. Will remain a repeat customer.
We had a good time fishing with Kelly Girl Charters, we had 3 adults and 3 kids and we all caught fish and the boat was very nice. I would definitely book with them again.
Caught our limit of snapper for 5 people. Hooked some other non target fish that we couldn't keep. Had several eaten off the line. Noticing the light bites took time to get down. Captain and crew worked to keep us on fish and poles in good order. Boat was nice and comfortable. Indoor area was nice for when not fishing. Half of the trip was spent riding in-out in addition to time spent moving to different spots when bite was off.
Photo from customer review
Had a great family trip and we look forward to booking again in the future.
Captain and deck hand were amazing great day of fishing even tho it rained. We had such a great time. Took us to all the best spots. Would book again and recommend to anyone
Photo from customer reviewPhoto from customer reviewPhoto from customer reviewPhoto from customer review
Captain Mark and his son Carson were so great. My wife, 4 kids ages, 12, 12, 10, and 7, and my mom all joined captain mark for a half day if fishing and we caught our limit of Red Snapper. The boat is large with ver comfortable seating. Marks son, Carson, was the deck hand and he did a fabulous job of educating and helping my kids the wntire morning! We were able to get our full catch cleaned so we could take all the meat with us.i would highly recommended Captain Mark and his son Carson!! Thanks guys for an amazing experience! Phillip
Photo from customer review
Our first trip out with Kelley Girl Charters was a huge success! We sailed on the Lady Kelley and had an absolute blast. Garrett took great care of us, ensuring we had everything we needed to reel in some amazing catches. Thanks also to Captain Mark for a fantastic experience. We're already looking forward to our next adventure – a 10- to 12-hour trip – and can't wait to get back out on the water!
I’ve used Kelley Girl Charters for the past 4-5 years and each time has been great! This was my first trip on the Lady Kelley and we’re already booked for our next trip in September!
Had a great time on a 6 hour charter with my brother. The crew was great!
We had an incredible trip with captain Mark & Griffin had our limit of big red snapper by 9:00 AM. Then loaded the boat with mahi mahi , red grouper and bb reds . Caught some really good grouper that were not in season along with many trigger fish . Don’t hesitate to book a trip with these guys they will put you on the fish 🐠 🎣🛥️
Response from the owner:Thanks Pat for the kind review...very much appreciated. We had a great time with you all as well. What a great day. See you next time!
Mark took my family out on Memorial Day '25. IT WAS AWESOME. We had a blast and caught tons of fish. They were great the whole time. The A/C really helped on a hot day.
Response from the owner:Thanks so much for the great review! We had a blast with you all as well. That was a great day. And yes, it is nice having the A/C at times...It can get hot. Enjoy the rest of your summer and hope to see you again on your next visit to PCB Florida.
I booked this trip for my buddy bachelor party as he loves deep sea fishing. We had a great time with Carson and his team. Booking was simple and confirmation was sent via text. Carson and Griffin were awesome and friendly as we were somewhat new to fishing, Griffin was patient showed us all the tricks and was also able to catch bull shark making the trip extra extraordinary,5 stars and highly recommend Kelly charters, thanks again for your guidance and help us to catch 80 plus fish.
Response from the owner:Thanks "G Erg" for trusting us and making us part of your bachelor party. I am glad you had a great time. We had a great time with you all as well. And thanks for the kind review. That is very much appreciated. We hope to see you all again next time you want to get out and catch some fish.